North Carolina Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance

Boat/Watercraft Insurance

There are few things in life better than taking the family out on the lake during the warm summer months in North Carolina. With many state parks and lakes available for boats and watercraft, it is easy to see why so many people choose to enjoy this pass time. To make the most of your time on the water, it is important that your equipment is properly insured. At Coastal Shield Insurance, serving North Carolina, we make it our goal to keep you and your family safely insured. Keep reading to learn more.

Is Boat Insurance Required?

It is highly recommended that you keep sufficient insurance on all boats and watercraft you plan to put on the water. Boat insurance is your only way to safeguarding the investment you have made into your boat. It is also the best way to protect yourself against liability concerning other watercraft and watercraft operators.

What Does Boat Insurance Cover?

Boat and watercraft insurance policies can be customized to suit your specific needs. However, in most cases, a policy will cover the following general areas:

  • Property Damage- This will cover any damages which your boat or watercraft may sustain due to natural disasters, fire, or burglary. If your boat is damaged during a storm, the insurance policy could help pay for repair or replacement. If your boat is stolen, the policy can help you to replace it. This is the best way to protect the monetary investment you have made in your boat.
  • Liability Coverage- If your boat or watercraft is involved in an accident that results in damage to other vessels or injuries to other people, you could be held liable for those expenses. Liability coverage will help pay for these expenses.

If you would like to learn more about our services, don't hesitate to contact our office at Coastal Shield Insurance, serving North Carolina.

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