Insurance built for life on the Carolina coast
From Wilmington to the waterline, Coastal Shield helps families and businesses carry the right protection — clearly explained, fairly priced, and backed by people who answer the phone.
Who we are
A local, independent agency that puts clarity first
Coastal Shield Insurance compares policies from trusted national and regional carriers to fit coverage to your life — not the other way around. We know the storms, the flood maps, and the market here, and we walk you through every line before you sign.
Two decades of licensing and agency experience across property, casualty, life, and health.
Measured the way a local agency should be: renewals, referrals, and reviews.
What we insure
Coverage for what you've built
Home Insurance
Primary homes, beach places, rentals, and condos.
Explore coverageAuto Insurance
Liability to full coverage for Carolina drivers.
Explore coverageFlood Insurance
Protection standard policies leave out.
Explore coverageCommercial Insurance
Keep the business running, whatever comes.
Explore coverageHurricane Insurance
Wind and storm coverage that holds up.
Explore coverageUmbrella Insurance
An extra layer over everything you own.
Explore coverageTerm Life Insurance
Affordable security for the years they'll need it.
Explore coverage
Why Coastal Shield
Why neighbors choose us
Plain-English guidance
Policies explained line by line, so you know exactly what you are buying and why.
Coverage shaped to you
Independent means options — multiple carriers quoted and tailored to your budget and stage of life.
A team that shows up
Claims help, annual policy reviews, and straight answers from the same local people every time.
Family of agencies
Our sister agency in Florida
Tidal Shield Insurance serves Florida communities the same way we serve the Carolinas — independently, personally, and with coverage matched to coastal life.
The two agencies share a founding belief: insurance should be easy to understand, easy to reach, and built around real households and businesses. Wherever the coast takes you, one of our teams is nearby.
Client reviews
In their own words
Every quote below is a real Google review from a Coastal Shield client, unedited.
“The absolute best insurance agency around. They are responsive, provide excellent options, and stay in touch until you are satisfied. I wouldn’t go anywhere else for my insurance needs.”
Sandi Burner · Google review
“The customer service at Coastal is exceptional. Madisyn kept me updated throughout the entire process and got us a great rate. She’s always available and explains things clearly.”
Dawn D. · Google review
“I`ve dealt with hundreds of customer service reps over the decades and I can say without reservation that Anna is in the Top 1% of service. She exudes warmth and total responsiveness throughout the entire process while meeting her client`s needs. Coastal Shield Insurance made life simpler and we are delighted to have them as our go-to insurer.”
Neil Cotiaux · Google review
“Absolutely thrilled with the service Anna provided for both our car and homeowners insurance. She went above and beyond for us and our savings was remarkable! I highly recommend anyone looking for top notch insurance solutions to contact Anna!”
Dawn DiBrino · Google review
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